人們正在經歷巨大的債務問題,如經濟問題和債務困難。 有許多不同的方法來幫助他們管理他們的財務義務。對於那些難以償還債務的人來說,有很多選擇,包括債務重組,債務談判和破產。債務重組通常是只有當你在財務困難時才必須進行的事情。這可能涉及您和您的債權人之間的談判,以減少債務的金額,或涉及其他人參與您的財務義務。債務結算涉及債權人和債務人之間的談判,這可能有助於您更快地償還債權人。 您可能能夠有一個支付計劃,允許您按時滿足您的債權人付款。

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