人們仍然在經濟和債務問題的原始層面掙扎。 債務重組是債務人可以減少他們欠債的金額的一種方式,或者他們可以同意讓您將多個債務合併到一個大型貸款中,以便隨著時間的推移更容易償還。您有各種可能幫助您的選項,例如重組財務義務,提交破產申請,並與債權人談判償還債務。如果你陷入了財務困難,你應該試圖讓你的債務重組。 通常,人們試圖償還他們欠債的債務。這將涉及債務人和債權人之間的談判,以減少您欠他們的金額,甚至涉及一些債務的寬恕。債務清算意味著與你的貸款的債權人達成安排,以允許他們支付更少的錢或延長你能夠償還它的時間。

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